Following the integration of the Charlotte and Kansas City operations in 2014, we rolled out a new underwriting manual, branded as SOLEM Americas. Since the most important reason for underwriters to use the manual is to search for ratings, search functions were much improved. When a client underwriter selects a particular impairment, they are taken immediately to the ratings, presented in a consistent format across impairments. Other information related to the topic is available under tabs. Updates to ratings updates are made in real time.
Other features in the SOLEM Americas manual:
- Broader, enhanced financial underwriting sections
- Focus on the Americas, with ratings not only for US mortality-based products but also products supported by offices in Canada and Latin America
- Competitive ratings based on our vast mortality data and our expanded medical and nonmedical knowledge
- Expanded information including background information that provides detail on the condition and risk implications
- Intuitive presentation