SOLEM Americas Underwriting Manual

Following the integration of the Charlotte and Kansas City operations in 2014, we rolled out a new underwriting manual, branded as SOLEM Americas. Since the most important reason for underwriters to use the manual is to search for ratings, search functions were much improved. When a client underwriter selects a particular impairment, they are taken immediately to the ratings, presented in a consistent format across impairments. Other information related to the topic is available under tabs. Updates to ratings updates are made in real time.

Other features in the SOLEM Americas manual:

  • Broader, enhanced financial underwriting sections
  • Focus on the Americas, with ratings not only for US mortality-based products but also products supported by offices in Canada and Latin America
  • Competitive ratings based on our vast mortality data and our expanded medical and nonmedical knowledge
  • Expanded information including background information that provides detail on the condition and risk implications
  • Intuitive presentation